Choose the terms and rates that best meet your investing objectives.
Variable Rate Note
| Type |
APY |
APR |
| 30 Day Access |
1.51% |
1.50% |
Conditions
- Rate is variable and can change from time to time
- Early redemption allowed with 30-day written notice
Penalty
- Early redemption penalty waived with 30-day written notice
Fixed Rate Note
| TERM |
APY |
APR |
| 6 mo |
4.33% |
4.25% |
| 12 mo |
4.59% |
4.50% |
| 18 mo |
5.11% |
5.00% |
| 2 yr |
3.82% |
3.75% |
| 3 yr |
4.07% |
4.00% |
| 5 yr |
3.04% |
3.00% |
|
|
|
Conditions
- Rate fixed for term
- Written request required for early redemption
- Request processed in 30 days
Penalty
- Previous 6 months’ interest on full note balance from date of the redemption request
Fixed Rate IRA
| TERM |
APY |
APR |
| 6 mo |
4.33% |
4.25% |
| 12 mo |
4.59% |
4.50% |
| 18 mo |
5.11% |
5.00% |
| 2 yr |
3.82% |
3.75% |
| 3 yr |
4.07% |
4.00% |
| 5 yr |
3.04% |
3.00% |
|
|
|
Conditions
- Rate fixed for term
- Redemptions require a Distribution Form
- $10 annual custodial fee, first year’s fee due when new IRA is opened
Penalty
- Previous 6 months’ interest on full account balance for transfers to new custodian prior to maturity
- IRS penalties vary according to type of IRA
$250 minimum to open and maintain all investments.
Rates subject to change.
(APY = Interest added to note monthly; APR = Interest paid out monthly)
