Vision investments offer excellent returns while growing the Kingdom. Compare our rates and see for yourself.
Fixed Rate IRA
| TERM | APY | APR |
|---|---|---|
| 5 yr | 3.04% | 3.00% |
| 3 yr | 2.27% | 2.25% |
| 2 yr | 1.76% | 1.75% |
| 18 mo | 1.51% | 1.50% |
| 12 mo | 1.26% | 1.25% |
Conditions
- Rate fixed for term
- Withdrawals require a Distribution Form
- $10 annual custodial fee, first year’s fee due when new IRA is opened
Penalty
- Previous 6 months’ interest on full account balance for transfers to new custodian prior to maturity
- IRS penalties vary according to type of IRA
Fixed Rate Note
| TERM | APY | APR |
|---|---|---|
| 5 yr | 3.04% | 3.00% |
| 3 yr | 2.27% | 2.25% |
| 2 yr | 1.76% | 1.75% |
| 18 mo | 1.51% | 1.50% |
| 12 mo | 1.26% | 1.25% |
| 6 mo | 1.00% | 1.00% |
Conditions
- Rate fixed for term
- Written request required for early withdrawal
- Request processed in 30 days
Penalty
- Previous 6 months’ interest on full note balance from date of the withdrawal request
Variable Rate Access
| TERM | APY | APR |
|---|---|---|
| 5 yr | 0.75% | 0.75% |
Conditions
- Rate is variable and can change from time to time
- Early withdrawal allowed with 30-day written notice
Penalty
- Early withdrawal penalty waived with 30-day written notice
$250 minimum to open and maintain all investments.
Rates effective as of 8/15/2016 and are subject to change.
(APY = Interest added to note monthly; APR = Interest paid out monthly)
Investors should count on holding notes to maturity. Notes are not designed for early withdrawal.
Early withdrawal, if allowed, may incur a penalty of up to 6 months’ interest on account balance.