Current Rates

Vision investments offer excellent returns while growing the Kingdom. Compare our rates and see for yourself.

Fixed Rate IRA

TERM APY APR
5 yr 3.04% 3.00%
3 yr 2.27% 2.25%
2 yr 1.76% 1.75%
18 mo 1.51% 1.50%
12 mo 1.26% 1.25%

Conditions

  • Rate fixed for term
  • Withdrawals require a Distribution Form
  • $10 annual custodial fee, first year’s fee due when new IRA is opened

Penalty

  • Previous 6 months’ interest on full account balance for transfers to new custodian prior to maturity
  • IRS penalties vary according to type of IRA

Fixed Rate Note

TERM APY APR
5 yr 3.04% 3.00%
3 yr 2.27% 2.25%
2 yr 1.76% 1.75%
18 mo 1.51% 1.50%
12 mo 1.26% 1.25%
6 mo 1.00% 1.00%

Conditions

  • Rate fixed for term
  • Written request required for early withdrawal
  • Request processed in 30 days

Penalty

  • Previous 6 months’ interest on full note balance from date of the withdrawal request

Variable Rate Access

TERM APY APR
5 yr 0.75% 0.75%

Conditions

  • Rate is variable and can change from time to time
  • Early withdrawal allowed with 30-day written notice

Penalty

  •  Early withdrawal penalty waived with 30-day written notice

$250 minimum to open and maintain all investments.

Rates effective as of 8/15/2016 and are subject to change.
(APY = Interest added to note monthly; APR = Interest paid out monthly)

Investors should count on holding notes to maturity. Notes are not designed for early withdrawal.
Early withdrawal, if allowed, may incur a penalty of up to 6 months’ interest on account balance.