Start
with as little as $250
Earn up to5.11%APY*
On an 18 month term
With CEP, your money will not only earn more, it will achieve more!
When you invest with CEP, you choose the investment amount, term, and interest payment schedule that best fits your needs and goals. As you reap the benefits of our great rates and flexible terms, your investment will also fund loans to Assemblies of God ministries.
Fixed Rate Note
| Term | APY %* | APR %* |
|---|---|---|
| 6 Month | 4.33% | 4.25% |
| 12 Month | 4.59% | 4.50% |
| 18 Month | 5.11% | 5.00% |
| 2 Year | 3.82% | 3.75% |
| 3 Year | 4.07% | 4.00% |
| 5 Year | 3.04% | 3.00% |
| Click here for additional information regarding conditions, terms, penalties, and our variable rate and IRA options. | ||
Are you ready to start earning more?
- Will the interest rate go up if I increase the principal amount invested?
- Interest rates are determined by the terms of your investment, not by the dollar amount invested.
- Am I allowed to make redemptions from my note(s)?
- The Variable Access note provides penalty-free redemptions. Thirty days written notice is required. Term notes are set up with the intention that the funds will stay in the account until maturity. Currently, early redemptions can be made from these notes with a 30-day written notice and will result in a six-month interest penalty.
- Can I continue to add to my investment note?
- Typically yes, you can add to your investment note(s) at any time. If for any reason your investment note becomes closed to additions, we will give you 30 days advance notice.
- Are CEP’s investments secured or insured?
- Your investments are not “secured.” It cannot be covered under the FDIC insurance program because GenFi Ministries is a ministry, not a bank. GenFi Ministries had total net assets of over $15 million as of December 31, 2024. See our Offering Circular for more information.
- Personal InvestingWhen you look 10 or 20 years down the road, saving even an extra $10 a month can make a significant impact for you and your family. But when you invest with CEP, you get the added benefit of knowing your money is furthering the Gospel too. Open an Investment
- Organizational InvestingMaximize the growth of your building funds, revolving loan funds, and even reserve and endowment funds by investing with CEP. While your organization earns a great rate of return, they’ll also serve churches and ministries throughout the country. Open an Investment
*APY = Annual Percentage Yield assumes all interest is left in the investment and compounded. Rates subject to change. Past performance is no guarantee of future results. CEP’s securities are not Saving Accounts or Bank Deposits and they are not FDIC or SIPC insured. This is not an offer to sell our securities and we are not soliciting you to buy our securities. We will offer and sell our securities only in states where authorized. The offering of our securities is made solely by our Offering Circular. The Notes are unsecured debt securities subject to terms, conditions and risks described in our Offering Circular, including risk of possible loss of the amount invested. Payment is dependent on CEP’s financial condition at the time payment is due. Potential investors are urged to carefully read our Offering Circular before making an investment decision.