Featured

  • Three Savings Principles According to Benjamin Franklin

    1. “No gains without pains.”[1] The pressure to “keep up with the Joneses” is real, and many people spend too much on their current lifestyle without giving appropriate thought to the future. The US Bureau of Economic Analysis reports that the personal savings rate fell to just 2.6% in 2005 before rising back to 8.3% […]

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  • Insights from a Survey of Customers and Friends

    In the summer of 2020, about 5 months into the COVID-19 pandemic, CEP surveyed our loan customers and friends. The purpose of this survey was twofold: to gauge how churches and their leaders were responding in these tumultuous times and gain insight into how CEP may best serve these churches now and in the future. […]

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  • How a Massachusetts Biker Church Responded to COVID-19

    Broken Chains Biker Church (BCBC) in Taunton, Massachusetts, is far from what one might consider “normal” — and they like it that way. “Our demographic is typically someone who is not a church goer,” says Pastor Tom “Flathead” Iddings. “So, when they show up and get saved, this becomes their church — to the point […]

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  • All Are Called

    When Dr. Monte Madsen first felt a call to ministry, he was only 16 years old and immediately began preaching in the small church of a remote, Texas town. “The county judge would introduce me,” Madsen pauses to don a thick, Southern drawl. “‘We got this young preacher boy to speak to us today, and I need ere’body to listen!…

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  • Restoring the Call of God

    “It’s funny now remembering what the pastor’s wife used to tell us even before we went to Bible college,” Pastor Mike Alvarado smiles. “She would say, ‘You guys know you’re the next pastors of this church.’ And we would look at her and say, ‘You are one crazy woman.’” Mike laughs — not because he still believes she was crazy, but because he’s living the truth of her words…

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  • Where’s the Time Gone? – 5 Steps to Save for Retirement Today

    It may not surprise you to know that a large majority of Americans are unprepared for retirement. After all, many of us don’t feel any urgency surrounding our retirement until it’s right around the corner. However, according to the Federal Reserve’s “Report on the Economic Well-Being of U.S. Households in 2017 – May 2018,” “even among non-retirees in their 50s and 60s, one in eight lacks any retirement savings and less than half think their retirement savings are on track.”*…

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  • Hope to Every Life

    Pastors Luis and Ruth Solero grew up in the slums of Manila in the Philippines. Ramshackle huts leaned on one another for support, slouching in shadows cast by towers of trash. The air was just as dense—clogged with car horns, the foul aroma of refuse, and the pitter patter of children racing through the streets, dirt latching to their heels as they ran…

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  • A Culture of Prayer

    Bethany Tranby is a CEP employee who has always felt a strong passion for prayer. “I just think it’s a huge blessing for everyone,” she says. “I feel like we need to be a community that sees the power of prayer.” Eventually, Bethany discussed her conviction with CEP’s president, Peter Clements, who shared her enthusiasm for integrating prayer into the daily life of CEP…

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  • Bound Now Free

    “I started with dirt bikes, in a little cow-town back in the olden days.” Tom “Flathead” Iddings, a 61-year-old, leather-clad biker with a rugged stance and a warm smile, was 11 years old when his love of motorcycles began. In his hometown of Foxborough, Massachusetts, Tom and his friends would spend their free time riding bikes in the woods nearby…

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