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Fixed Rate IRAFixed Rate NoteVariable Rate Access
Termapyapr
5 yr3.04%3.00%
3 yr2.27%2.25%
2 yr1.76%1.75%
18 mo1.51%1.50%
12 mo1.26%1.25%
Termapyapr
5 yr3.04%3.00%
3 yr2.27%2.25%
2 yr1.76%1.75%
18 mo1.51%1.50%
12 mo1.26%1.25%
6 mo1.00%1.00%
Termapyapr
5 yr0.75%0.75%

Conditions

  • Rate fixed for term
  • Withdrawals require a Distribution Form
  • $10 annual custodial fee, first year's fee due when new IRA is opened

Conditions

  • Rate fixed for term
  • Written request required for early withdrawal
  • Request processed in 30 days

Conditions

  • Rate is variable and can change from time to time
  • Early withdrawal allowed with 30-day written notice

Penalty

  • Previous 6 months' interest on full account balance for transfers to new custodian prior to maturity
  • IRS penalties vary according to type of IRA

Penalty

  • Previous 6 months' interest on full note balance from date of the withdrawal request

Penalty

  •  Early withdrawal penalty waived with 30-day written notice.
$250 minimum to open and maintain all investments
Rates effective as of 8/15/2016 and are subject to change.
(APY = Interest added to note monthly; APR = Interest paid out monthly)

Investors should count on holding notes to maturity. Notes are not designed for early withdrawal.
Early withdrawal, if allowed, may incur a penalty of up to 6 months' interest on account balance.

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Investments consist of promissory notes and are not bank deposits or saving accounts. They are not insured by the FDIC. This is not an offer to sell our securities to you and we are not soliciting you to buy our securities. We will offer and sell our securities only in states where authorized. The offering is made solely by our OFFERING CIRCULAR.